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Related information about Automobile Loan
| No | Type | Description |
|---|---|---|
| 1 | Provision | 1% loan plafond |
| 2 | Administration Fee | IDR 1.000.000 |
| 3 | Insurance Premium | Subject to charges imposed by OCBC insurance partners |
| 4 | Notary | Subject to charges imposed by OCBC notary partners |
| 5 | Appraisal | IDR 750.000 |
| 6 | Late Charges | 0.15% per day of delayed payments |
| 7 | Penalty | 3% of the amount paid off |
| 8 | Safekeeping Certificate Fee | Safekeeping Certificate fee of IDR 20,000 per day will be charged since the date of paid off, if the certificate documents haven't been collected in 30 calendar days after the credit facility is paid off |
| 9 | Interest rate | In accordance with the Rate Promo |
Frequently Asked Questions about Automobile Loan
It is true that you will be fined if you make payments past the due date, even if it's only 1 day late. Therefore, we recommend that you make payment on the previous business day if the due date of your installments coincides on holidays (including Saturday + Sunday)
For payment installment via auto-debit, should there be a delay in payment resulting in penalty fee, the system will prioritize to debit the penalty fee amount first, then the interest and principal. This shall applies to all transactions.
True, there is a deadline for payment for accelerated repayment at 12.00 WIB. After making payment, please Mr / Mrs can send proof of payment can be sent to the email sld.aftersales@ocbc.id
Bank OCBC will still keep the BPKB, but after the 60 calendar day deadline from the last payment was made, a BPKB deposit fee will be charged with a nominal value of Rp. 25,000 / month
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Sebulan lagi menuju tahun baru, hidup rasanya bergerak begitu cepat. Tidak hanya hidup, tapi juga harga pun ikut-ikutan naik dengan kecepatan yang sama. Namun, ada satu hal yang rasanya tetap diam di tempat, tidak ikut berpindah kemana-mana: kesadaran anak muda akan pentingnya manajemen finansial adalah kewajiban, bukan lagi pilihan. Apalagi kalau berkaca pada gaya & kondisi generasi mereka saat ini.
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