Set your own funding target and time to save

Fixed interest rate for 1 year

Live comfortably protected until the age of 69

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Saving with Rupiah

Save comfortably without being charged a monthly administration fee

Choose time periods according to the target, ranging from 1 to 3 years

Transfer to savings with no hassle every month

Target funds start from IDR 10 Million with a minimum initial deposit of 10%

Make your dreams come true with the discipline of saving in a planned way with Life Goals feature on OCBC mobile

Further Information

Related information about TAKA Bunga Pasti

Suku Bunga Taka
Effective October 27^th,2025

Product	Rates (p.a) s/d 26 October 2025	Rates (p.a) eff. 27 October 2025
TAKA Bunga Pasti dengan Target Dana ≥ IDR 10 Juta
TAKA account opening via Branch
Fixed 1 tahun
Fixed 1 tahun	3.25%	3.00%
Fixed 2 tahun	3.75%	3.25%
Fixed 3 tahun	4.25%	3.50%
TAKA account opening via OCBC mobile / Internet Banking
Fixed 1 tahun
Fixed 1 tahun	3.75%	3.00%
Fixed 2 tahun	4.25%	3.25%
Fixed 3 tahun	4.75%	3.50%

Tarif dan Biaya
Cabang	Online
Tutup rekening sebelum jatuh tempo: Rp100 ribu	Tutup rekening sebelum jatuh tempo: Rp100 ribu

To open TAKA Bunga Pasti products, customers need to make an initial deposit of at least 10% and a maximum of 90% of the target fund
The payment process is based on the auto debit system from the source account
If funds are not available on the debit date, a late monthly deposit fee will be charged, with the following conditions: Late monthly deposit fee: 0.025% x monthly deposit arrears x number of days in arrears Automatic close: 6 consecutive months there are arrears of monthly deposits
Customers cannot withdraw funds or close accounts before the end of the saving period. If funds are withdrawn or the account is closed, the customer will be charged an account closing fee
Benefit insurance : Applicable only to IDR- TAKA Bunga Pasti opened through designated branches that are eligible for the insurance benefit. The insured amount covered by the insurance company is equal to the target fund amount minus the accumulated monthly installments, including accrued interest and applicable

Frequently Asked Questions about TAKA Bunga Pasti

Sebutkan salah satu keunggulan dari produk Taka Bunga Pasti ?

Suku bunga tetap (fixed) selama jangka waktu taka

Apakah Taka Bunga Pasti tersedia juga dalam bentuk mata uang valas ?

Tidak, hanya tersedia mata uang IDR

Can't find the question you're looking for?

Building dreams of traveling the world with saving interest rate 3.50%* p.a.
Funds can be withdrawn before maturity when needed to support your child’s education goals
Freedom to set your own monthly deposits and timeframe when organizing your wedding budget