Other Benefit

Autodebet System

Auto debit monthly deposit from Relasi account

Flexible to top up

top up anytime, beyond your monthly deposit schedule

Easier to reach financial goals

connect TAKA Flexi to Lifegoals on OCBC mobile

Watch the easy steps you can do with TAKA Flexi

In this video, you can watch on how to apply TAKA Flexi, top up your fund, change deposit, to disbursement your fund. Let’s watch now!

Further Information

Related information about TAKA Flexi (New!)

TAKA Flexi Account Opening Requirements

KTP and NPWP card for Indonesian citizens
KIMS/KITAS/KITAP for Foreigners
Have an account with Bank OCBC

Withdrawal terms & conditions:

Withdrawal can be made after 1 year from TAKA Flexi account opening date.
A maximum of 2 withdrawals per year is allowed, with each withdrawal up to 25% of the total accumulated balance (including top-up funds) until maturity.
Withdrawals can be made directly via the OCBC mobile app.
A fee of IDR10,000 applies for each withdrawal transaction, from the TAKA Flexi account opening date.

Product	Rates (p.a.)
TAKA Flexi	3.50%

Interest & Fees
Monthly admin fee = Rp 0.- Late monthly Deposit penalty fee = IDR 5,000,- Withdrawal fee = IDR 10,000,- Early account closure fee = IDR 100,000,-

TAKA Flexi Account can be applied through:

OCBC mobile.

Follow below easy steps:

Open OCBC mobile, choose “More”, then "Savings" and click “TAKA Flexi”
Input your plan detail (Deposit amount, tenor, & deduction date)
Check the amount target calculation & choose the savings account
Make sure you read the Summary and Product Terms & Conditions
Enter your PIN & done!

Nearest OCBC branch.

Important Information

Interest rates are subject to change at any time in accordance with the prevailing rates applied by the Bank.
Monthly deposits are processed automatically through the auto-debit system from the designated source account.
TAKA Flexi balances can be withdrawn at any time via the OCBC mobile app. Withdrawals are limited to a maximum of25% of the total accumulated funds (including top-ups), up to 2 times per year, and a fee of IDR10,000 applies for each withdrawal.
If the balance in the linked source account is insufficient for the monthly debit, the debit process will be continued inthe following month. As a result, the final balance at maturity may not reach the initial target amount and will be automatically disbursed according to the accumulated funds.
The TAKA Flexi account will be closed automatically under the following conditions:
Upon reaching maturity.
If the monthly debit fails 6 consecutive times, and an account closure fee will be applied at the time of closure
Early account closure (before maturity) upon customer request can only be made through an OCBC branch.

Product Information Summary Taka Flexi

Taka Flexi

Di era digital saat ini, layanan perbankan telah menjadi bagian penting dalam kehidupan sehari-hari masyarakat. Aktivitas seperti transfer dana, pembayaran tagihan, transaksi belanja online, menabung, hingga pengajuan pembiayaan kini dapat dilakukan dengan lebih cepat dan praktis melalui layanan digital. Namun di balik kemudahan tersebut, terdapat satu hal yang tetap menjadi fondasi utama dalam hubungan antara bank dan nasabah, yaitu kepercayaan.

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